TowneBank
TOWNFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeTowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. Valued at $3.43B, TOWN is a mid-cap name in its sector. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Market Cap
$3.43B
Beta
0.69
P/E (TTM)
17.82
P/E (Fwd)
10.80
EPS (TTM)
$2.08
EPS (Fwd)
$3.43
ROE
12.2%
ROA
1.6%
Cash
$276.0M
Total Debt
$511.0M
Free CF
—
52W Change
4.6%
Annual Financials
Cash vs Debt
Where TOWN stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, TOWN finished 4.47% above its 150-day moving average ($34.92) and 5.92% above its 200-day moving average ($34.44). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TOWN overbought or oversold?
At the September 2, 2026 close, TOWN's RSI(14) was 26.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $276.0M in cash, though total debt stands at $511.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 12.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $686.4M (2022) to $833.7M (2025), reflecting a 21% increase over the period.
TOWN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence TowneBank's trajectory.