TowneBank
TOWNFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, TowneBank focuses on Banks - Regional services and products. TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. Valued at $3.34B, TOWN is a mid-cap name in its sector. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Market Cap
$3.34B
Beta
0.73
P/E (TTM)
18.40
P/E (Fwd)
10.30
EPS (TTM)
$1.99
EPS (Fwd)
$3.56
ROE
12.2%
ROA
1.6%
Cash
$276.0M
Total Debt
$511.0M
Free CF
—
52W Change
8.6%
Annual Financials
Cash vs Debt
Where TOWN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TOWN finished 0.03% above its 150-day moving average ($35.19) and 1.18% above its 200-day moving average ($34.79). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TOWN overbought or oversold?
At the October 20, 2026 close, TOWN's RSI(14) was 41.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
TowneBank carries $511.0M in total debt against $276.0M in cash reserves — debt is roughly 1.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 12.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $686.4M (2022) to $833.7M (2025), reflecting a 21% increase over the period.
Investors considering TowneBank should weigh the typical risks associated with TOWN's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing TOWN's risk profile alongside its fundamentals and technical indicators provides a more complete picture.