TrustCo Bank Corp NY
TRSTFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
Scan Results
Daily timeframeTrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. Valued at $986.2M, TRST is a small-cap name in its sector. It accepts deposits; and offers loans and investments.
Market Cap
$986.2M
Beta
0.64
P/E (TTM)
16.09
P/E (Fwd)
20.18
EPS (TTM)
$3.60
EPS (Fwd)
$2.87
ROE
9.7%
ROA
1.0%
Cash
$696.6M
Total Debt
$144.7M
Free CF
—
52W Change
47.9%
Annual Financials
Cash vs Debt
Where TRST stands vs its 150-day and 200-day moving averages
As of the August 10, 2026 close, TRST finished 14.77% above its 150-day moving average ($48.00) and 19.71% above its 200-day moving average ($46.02). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TRST overbought or oversold?
At the August 10, 2026 close, TRST's RSI(14) was 48.0, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $696.6M in cash and $144.7M in debt, TRST maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 9.7%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $199.4M (2022) to $187.9M (2025).
The relatively low beta of 0.64 suggests TRST is a less volatile holding compared to the broader index. With cash comfortably exceeding debt, TRST has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for TrustCo Bank Corp NY and its sector.