TrustCo Bank Corp NY
TRSTFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeTrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. With a market capitalization of $949.0M, it sits in small-cap territory. It accepts deposits; and offers loans and investments.
Market Cap
$949.0M
Beta
0.66
P/E (TTM)
14.86
P/E (Fwd)
19.42
EPS (TTM)
$3.75
EPS (Fwd)
$2.87
ROE
10.0%
ROA
1.0%
Cash
$597.3M
Total Debt
$133.2M
Free CF
—
52W Change
47.9%
Annual Financials
Cash vs Debt
Where TRST stands vs its 150-day and 200-day moving averages
As of the October 6, 2026 close, TRST finished 7.61% above its 150-day moving average ($51.28) and 12.31% above its 200-day moving average ($49.13). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TRST overbought or oversold?
At the October 6, 2026 close, TRST's RSI(14) was 28.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $597.3M in cash comfortably exceeding the $133.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 10.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $199.4M (2022) to $187.9M (2025).
With a beta below 0.7, TrustCo Bank Corp NY typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence TrustCo Bank Corp NY's trajectory.