Timberland Bancorp, Inc.
TSBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeTimberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. Valued at $363.5M, TSBK is a small-cap name in its sector. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit.
Market Cap
$363.5M
Beta
0.30
P/E (TTM)
11.72
P/E (Fwd)
—
EPS (TTM)
$3.99
EPS (Fwd)
—
ROE
11.9%
ROA
1.6%
Cash
$254.0M
Total Debt
$14.3M
Free CF
—
52W Change
46.1%
Annual Financials
Cash vs Debt
Where TSBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, TSBK finished 5.83% above its 150-day moving average ($42.89) and 9.45% above its 200-day moving average ($41.47). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is TSBK overbought or oversold?
At the October 20, 2026 close, TSBK's RSI(14) was 54.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Timberland Bancorp, Inc. holds $254.0M in cash against $14.3M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 11.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $64.7M (2022) to $78.4M (2025), reflecting a 21% increase over the period.
TSBK's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, TSBK has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Timberland Bancorp, Inc. and its sector.