United Bankshares, Inc.
UBSIFinancial ServicesNASDAQBanks - Regional
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Daily timeframeUnited Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. Valued at $6.51B, UBSI is a mid-cap name in its sector. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Market Cap
$6.51B
Beta
0.72
P/E (TTM)
13.03
P/E (Fwd)
12.40
EPS (TTM)
$3.67
EPS (Fwd)
$3.86
ROE
9.5%
ROA
1.6%
Cash
$2.08B
Total Debt
$799.4M
Free CF
—
52W Change
26.6%
Annual Financials
Cash vs Debt
Where UBSI stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, UBSI finished 5.56% above its 150-day moving average ($44.05) and 9.21% above its 200-day moving average ($42.58). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UBSI overbought or oversold?
At the September 2, 2026 close, UBSI's RSI(14) was 18.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $2.08B in cash comfortably exceeding the $799.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 9.5% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $1.04B to $1.24B.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing UBSI's risk profile alongside its fundamentals and technical indicators provides a more complete picture.