Unum Group
UNMFinancial ServicesNASDAQInsurance - Life
Scan Results
Daily timeframePart of the financial services sector, Unum Group (UNM) is listed under Insurance - Life. With a market capitalization of $14.29B, it sits in large-cap territory. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments.
Market Cap
$14.29B
Beta
0.24
P/E (TTM)
21.09
P/E (Fwd)
9.57
EPS (TTM)
$4.28
EPS (Fwd)
$9.44
ROE
6.3%
ROA
1.1%
Cash
$2.07B
Total Debt
$3.99B
Free CF
-$2.23B
52W Change
19.1%
Annual Financials
Cash vs Debt
Where UNM stands vs its 150-day and 200-day moving averages
As of the October 13, 2026 close, UNM finished 8.55% above its 150-day moving average ($85.22) and 12.13% above its 200-day moving average ($82.50). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UNM overbought or oversold?
At the October 13, 2026 close, UNM's RSI(14) was 47.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $2.07B in cash, though total debt stands at $3.99B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow is running at -$2.23B, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. ROE of 6.3% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $11.88B (2022) to $12.98B (2025).
UNM's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing UNM's risk profile alongside its fundamentals and technical indicators provides a more complete picture.