USCB Financial Holdings, Inc.
USCBFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 24, 2026
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Daily timeframeHeadquartered within the financial services sector, USCB Financial Holdings, Inc. focuses on Banks - Regional services and products. USCB Financial Holdings, Inc. operates as the bank holding company for U.S. At a $369.3M market cap, USCB Financial Holdings, Inc. ranks as a small-cap company within financial services. Century Bank that provides various personal and business banking products and services in the United States.
Market Cap
$369.3M
Beta
0.44
P/E (TTM)
12.81
P/E (Fwd)
8.74
EPS (TTM)
$1.56
EPS (Fwd)
$2.29
ROE
12.4%
ROA
1.0%
Cash
$124.9M
Total Debt
$299.5M
Free CF
—
52W Change
15.6%
Annual Financials
Cash vs Debt
Where USCB stands vs its 150-day and 200-day moving averages
As of the October 1, 2026 close, USCB finished 8.72% above its 150-day moving average ($20.08) and 10.20% above its 200-day moving average ($19.81). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is USCB overbought or oversold?
At the October 1, 2026 close, USCB's RSI(14) was 28.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
USCB Financial Holdings, Inc. carries $299.5M in total debt against $124.9M in cash reserves — debt is roughly 2.4x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 12.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $68.7M (2022) to $90.2M (2025), reflecting a 31% increase over the period.
USCB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing USCB.