Universal Insurance Holdings, Inc.
UVEFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Oct 26, 2026
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Daily timeframeUniversal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company carries a $1.36B market cap, placing it firmly in the small-cap category. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Market Cap
$1.36B
Beta
0.70
P/E (TTM)
6.09
P/E (Fwd)
10.85
EPS (TTM)
$8.02
EPS (Fwd)
$4.50
ROE
40.8%
ROA
6.3%
Cash
$569.5M
Total Debt
$97.3M
Free CF
—
52W Change
53.0%
Annual Financials
Cash vs Debt
Where UVE stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, UVE finished 16.95% above its 150-day moving average ($40.12) and 23.64% above its 200-day moving average ($37.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UVE overbought or oversold?
At the October 20, 2026 close, UVE's RSI(14) was 75.3, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $569.5M in cash comfortably exceeding the $97.3M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 40.8% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 6.3% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.12B (2021) to $1.60B (2025), reflecting a 43% increase over the period.
UVE's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, UVE has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing UVE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.