Univest Financial Corporation
UVSPFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeUnivest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. The company carries a $1.16B market cap, placing it firmly in the small-cap category. that provides banking services in the United States.
Market Cap
$1.16B
Beta
0.66
P/E (TTM)
12.18
P/E (Fwd)
10.64
EPS (TTM)
$3.46
EPS (Fwd)
$3.96
ROE
10.5%
ROA
1.2%
Cash
$195.7M
Total Debt
$269.8M
Free CF
—
52W Change
39.2%
Annual Financials
Cash vs Debt
Where UVSP stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, UVSP finished 1.66% above its 150-day moving average ($40.35) and 6.21% above its 200-day moving average ($38.62). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is UVSP overbought or oversold?
At the October 20, 2026 close, UVSP's RSI(14) was 47.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, UVSP has $195.7M in cash with $269.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 10.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $296.2M to $328.1M.
The relatively low beta of 0.66 suggests UVSP is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing UVSP's risk profile alongside its fundamentals and technical indicators provides a more complete picture.