VersaBank
VBNKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 27, 2026
Scan Results
Daily timeframeVersaBank provides various banking products and services in Canada and the United States. The $756.0M market capitalization puts VBNK squarely in small-cap range for its industry. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Market Cap
$756.0M
Beta
1.00
P/E (TTM)
30.68
P/E (Fwd)
13.39
EPS (TTM)
$0.76
EPS (Fwd)
$1.74
ROE
6.2%
ROA
0.5%
Cash
$492.3M
Total Debt
$107.2M
Free CF
—
52W Change
94.5%
Annual Financials
Cash vs Debt
Where VBNK stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, VBNK finished 15.93% above its 150-day moving average ($18.89) and 20.93% above its 200-day moving average ($18.11). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is VBNK overbought or oversold?
At the October 8, 2026 close, VBNK's RSI(14) was 28.9, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
VersaBank holds $492.3M in cash against $107.2M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 6.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $82.4M (2022) to $124.6M (2025), reflecting a 51% increase over the period.
With cash comfortably exceeding debt, VBNK has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence VersaBank's trajectory.