VersaBank
VBNKFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
Scan Results
Daily timeframeVersaBank provides various banking products and services in Canada and the United States. The company carries a $715.2M market cap, placing it firmly in the small-cap category. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Market Cap
$715.2M
Beta
1.10
P/E (TTM)
29.03
P/E (Fwd)
11.13
EPS (TTM)
$0.76
EPS (Fwd)
$1.98
ROE
5.6%
ROA
0.5%
Cash
$573.3M
Total Debt
$104.3M
Free CF
—
52W Change
84.6%
Annual Financials
Cash vs Debt
Where VBNK stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, VBNK finished 7.65% above its 150-day moving average ($17.91) and 13.88% above its 200-day moving average ($16.93). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is VBNK overbought or oversold?
At the September 3, 2026 close, VBNK's RSI(14) was 41.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $573.3M in cash and $104.3M in debt, VBNK maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 5.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $82.4M (2022) to $124.6M (2025), reflecting a 51% increase over the period.
With cash comfortably exceeding debt, VBNK has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence VersaBank's trajectory.