Vroom, Inc.
VRMFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframePart of the financial services sector, Vroom, Inc. (VRM) is listed under Credit Services. At a $42.3M market cap, Vroom, Inc. ranks as a micro-cap company within financial services. It offers vehicle financing to its customers through third party dealers under the UACC brand.
Market Cap
$42.3M
Beta
—
P/E (TTM)
—
P/E (Fwd)
-0.05
EPS (TTM)
$-11.37
EPS (Fwd)
$-172.80
ROE
-42.8%
ROA
0.4%
Cash
$16.4M
Total Debt
$778.6M
Free CF
$4.1M
52W Change
-67.1%
Annual Financials
Cash vs Debt
Where VRM stands vs its 150-day and 200-day moving averages
As of the October 5, 2026 close, VRM finished 17.00% below its 150-day moving average ($10.88) and 30.43% below its 200-day moving average ($12.98). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is VRM overbought or oversold?
At the October 5, 2026 close, VRM's RSI(14) was 27.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $16.4M in cash, though total debt stands at $778.6M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Annual free cash flow of $4.1M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. ROE of -42.8% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.4% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $1.95B (2022) to $6.9M (2025), a 100% decline worth watching.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing VRM.