WaFd, Inc.
WAFDFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeWaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. Valued at $2.63B, WAFD is a mid-cap name in its sector. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts.
Market Cap
$2.63B
Beta
0.85
P/E (TTM)
11.66
P/E (Fwd)
10.36
EPS (TTM)
$3.05
EPS (Fwd)
$3.43
ROE
8.4%
ROA
0.9%
Cash
$683.9M
Total Debt
$3.17B
Free CF
—
52W Change
24.1%
Annual Financials
Cash vs Debt
On the balance sheet, WAFD has $683.9M in cash with $3.17B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 8.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $661.6M (2022) to $724.9M (2025).
Investors considering WaFd, Inc. should weigh the typical risks associated with WAFD's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for WaFd, Inc. and its sector.