Headquartered within the financial services sector, WaFd, Inc. focuses on Banks - Regional services and products. WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The $2.84B market capitalization puts WAFD squarely in mid-cap range for its industry. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts.
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The company holds $683.9M in cash, though total debt stands at $3.17B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 8.4%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $661.6M (2022) to $724.9M (2025).
Investors considering WaFd, Inc. should weigh the typical risks associated with WAFD's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing WAFD's risk profile alongside its fundamentals and technical indicators provides a more complete picture.