Winchester Bancorp, Inc.
WSBKFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeWinchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. With a market capitalization of $116.9M, it sits in micro-cap territory. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, and consumer loans including automobile loans, home mortgages, credit lines, and other personal loans, as well as invests in securities.
Market Cap
$116.9M
Beta
—
P/E (TTM)
50.19
P/E (Fwd)
—
EPS (TTM)
$0.26
EPS (Fwd)
—
ROE
2.3%
ROA
0.2%
Cash
$54.0M
Total Debt
$146.9M
Free CF
—
52W Change
38.8%
Annual Financials
Cash vs Debt
Where WSBK stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, WSBK finished 6.45% above its 150-day moving average ($12.25) and 12.51% above its 200-day moving average ($11.59). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WSBK overbought or oversold?
At the July 15, 2026 close, WSBK's RSI(14) was 56.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, WSBK has $54.0M in cash with $146.9M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 2.3%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.2% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $18.7M (2023) to $19.3M (2025).
At over 50x earnings, WSBK carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing WSBK.