Winchester Bancorp, Inc.
WSBKFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeWinchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. With a market capitalization of $117.3M, it sits in micro-cap territory. The company offers personal and business savings and checking accounts, non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily residential real estate loans, construction loans, commercial real estate loans, home equity loans and lines of credit, commercial business loans, small business loans, business term loans, and consumer loans including automobile loans, home mortgages, credit lines, and other personal loans, as well as invests in securities.
Market Cap
$117.3M
Beta
—
P/E (TTM)
26.71
P/E (Fwd)
—
EPS (TTM)
$0.49
EPS (Fwd)
—
ROE
3.8%
ROA
0.4%
Cash
$60.1M
Total Debt
$159.6M
Free CF
—
52W Change
36.1%
Annual Financials
Cash vs Debt
Where WSBK stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, WSBK finished 0.23% above its 150-day moving average ($12.91) and 1.97% above its 200-day moving average ($12.69). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WSBK overbought or oversold?
At the October 20, 2026 close, WSBK's RSI(14) was 45.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $60.1M in cash, though total debt stands at $159.6M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 3.8% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $18.7M (2023) to $26.3M (2026), reflecting a 41% increase over the period.
As with any equity investment, WSBK carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Winchester Bancorp, Inc. and its sector.