Wintrust Financial Corporation
WTFCFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeWintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. Valued at $11.08B, WTFC is a large-cap name in its sector. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Market Cap
$11.08B
Beta
0.84
P/E (TTM)
13.98
P/E (Fwd)
11.88
EPS (TTM)
$11.75
EPS (Fwd)
$13.83
ROE
12.3%
ROA
1.3%
Cash
$3.75B
Total Debt
$4.46B
Free CF
—
52W Change
22.6%
Annual Financials
Cash vs Debt
On the balance sheet, WTFC has $3.75B in cash with $4.46B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 12.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.96B (2022) to $2.73B (2025), reflecting a 39% increase over the period.
As with any equity investment, WTFC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Wintrust Financial Corporation's trajectory.