Wintrust Financial Corporation
WTFCFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Wintrust Financial Corporation focuses on Banks - Regional services and products. Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. The $10.40B market capitalization puts WTFC squarely in large-cap range for its industry. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Market Cap
$10.40B
Beta
0.83
P/E (TTM)
12.39
P/E (Fwd)
11.15
EPS (TTM)
$12.44
EPS (Fwd)
$13.82
ROE
12.2%
ROA
1.3%
Cash
$4.30B
Total Debt
$4.51B
Free CF
—
52W Change
11.1%
Annual Financials
Cash vs Debt
Where WTFC stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, WTFC finished 1.13% above its 150-day moving average ($150.52) and 3.13% above its 200-day moving average ($147.60). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WTFC overbought or oversold?
At the September 3, 2026 close, WTFC's RSI(14) was 26.1, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, WTFC has $4.30B in cash with $4.51B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.96B (2022) to $2.73B (2025), reflecting a 39% increase over the period.
As with any equity investment, WTFC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Wintrust Financial Corporation's trajectory.