Wintrust Financial Corporation
WTFCFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 3, 2026
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Daily timeframeHeadquartered within the financial services sector, Wintrust Financial Corporation focuses on Banks - Regional services and products. Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. At a $10.12B market cap, Wintrust Financial Corporation ranks as a large-cap company within financial services. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Market Cap
$10.12B
Beta
0.86
P/E (TTM)
12.58
P/E (Fwd)
10.83
EPS (TTM)
$11.93
EPS (Fwd)
$13.86
ROE
12.3%
ROA
1.3%
Cash
$3.75B
Total Debt
$4.46B
Free CF
—
52W Change
25.2%
Annual Financials
Cash vs Debt
The company holds $3.75B in cash, though total debt stands at $4.46B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 12.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.96B (2022) to $2.73B (2025), reflecting a 39% increase over the period.
As with any equity investment, WTFC carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Wintrust Financial Corporation and its sector.