Wintrust Financial Corporation
WTFCFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframeWintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. At a $10.17B market cap, Wintrust Financial Corporation ranks as a large-cap company within financial services. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Market Cap
$10.17B
Beta
0.89
P/E (TTM)
11.56
P/E (Fwd)
10.68
EPS (TTM)
$13.04
EPS (Fwd)
$14.12
ROE
12.9%
ROA
1.3%
Cash
$4.19B
Total Debt
$4.36B
Free CF
—
52W Change
14.8%
Annual Financials
Cash vs Debt
Where WTFC stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, WTFC finished 4.97% below its 150-day moving average ($149.95) and 4.52% below its 200-day moving average ($149.23). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WTFC overbought or oversold?
At the October 8, 2026 close, WTFC's RSI(14) was 34.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Wintrust Financial Corporation carries $4.36B in total debt against $4.19B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 12.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.96B (2022) to $2.73B (2025), reflecting a 39% increase over the period.
Investors considering Wintrust Financial Corporation should weigh the typical risks associated with WTFC's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing WTFC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.