White Mountains Insurance Group, Ltd.
WTMFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned May 30, 2026
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Daily timeframeHeadquartered within the financial services sector, White Mountains Insurance Group, Ltd. focuses on Insurance - Property & Casualty services and products. White Mountains Insurance Group, Ltd. With a market capitalization of $5.11B, it sits in mid-cap territory. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Market Cap
$5.11B
Beta
0.32
P/E (TTM)
5.11
P/E (Fwd)
22.94
EPS (TTM)
$404.36
EPS (Fwd)
$90.00
ROE
19.7%
ROA
3.3%
Cash
$1.63B
Total Debt
$834.8M
Free CF
$246.3M
52W Change
15.2%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $1.63B in cash comfortably exceeding the $834.8M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $246.3M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 19.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.16B (2022) to $2.89B (2025), reflecting a 149% increase over the period.
The relatively low beta of 0.32 suggests WTM is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing WTM's risk profile alongside its fundamentals and technical indicators provides a more complete picture.