White Mountains Insurance Group, Ltd.
WTMFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jul 18, 2026
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Daily timeframePart of the financial services sector, White Mountains Insurance Group, Ltd. (WTM) is listed under Insurance - Property & Casualty. With a market capitalization of $5.48B, it sits in mid-cap territory. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally.
Market Cap
$5.48B
Beta
0.29
P/E (TTM)
5.47
P/E (Fwd)
24.57
EPS (TTM)
$404.37
EPS (Fwd)
$90.00
ROE
19.7%
ROA
3.3%
Cash
$1.63B
Total Debt
$834.8M
Free CF
$246.3M
52W Change
21.8%
Annual Financials
Cash vs Debt
With $1.63B in cash and $834.8M in debt, WTM maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $246.3M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 19.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 3.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.16B (2022) to $2.89B (2025), reflecting a 149% increase over the period.
With a beta below 0.7, White Mountains Insurance Group, Ltd. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing WTM.