The Western Union Company
WUFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeThe Western Union Company provides money movement payments, and digital financial services in the United States and internationally. The company carries a $1.98B market cap, placing it firmly in the small-cap category. It operates through two segments, Consumer Money Transfer and Consumer Services.
Market Cap
$1.98B
Beta
0.55
P/E (TTM)
5.15
P/E (Fwd)
4.23
EPS (TTM)
$1.23
EPS (Fwd)
$1.50
ROE
44.0%
ROA
5.1%
Cash
$919.8M
Total Debt
$2.70B
Free CF
$357.3M
52W Change
-28.8%
Annual Financials
Cash vs Debt
Where WU stands vs its 150-day and 200-day moving averages
As of the October 9, 2026 close, WU finished 16.16% below its 150-day moving average ($7.55) and 19.16% below its 200-day moving average ($7.83). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is WU overbought or oversold?
At the October 9, 2026 close, WU's RSI(14) was 56.3, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $919.8M in cash, though total debt stands at $2.70B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Free cash flow comes in at $357.3M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 44.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.1% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $4.48B (2022) to $4.05B (2025).
The relatively low beta of 0.55 suggests WU is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing WU's risk profile alongside its fundamentals and technical indicators provides a more complete picture.