The Western Union Company
WUFinancial ServicesNASDAQCredit Services · Last scanned May 30, 2026
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Daily timeframeThe Western Union Company provides money movement payments, and digital financial services in the United States and internationally. The $2.54B market capitalization puts WU squarely in mid-cap range for its industry. It operates through two segments, Consumer Money Transfer and Consumer Services.
Market Cap
$2.54B
Beta
0.53
P/E (TTM)
5.98
P/E (Fwd)
4.24
EPS (TTM)
$1.36
EPS (Fwd)
$1.92
ROE
47.7%
ROA
5.4%
Cash
$909.2M
Total Debt
$2.62B
Free CF
$290.7M
52W Change
-12.4%
Annual Financials
Cash vs Debt
The Western Union Company carries $2.62B in total debt against $909.2M in cash reserves — debt is roughly 2.9x the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $290.7M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 47.7%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.4% suggests reasonable efficiency in deploying the company's asset base. Revenue has been relatively flat, moving from $4.48B (2022) to $4.05B (2025).
The relatively low beta of 0.53 suggests WU is a less volatile holding compared to the broader index. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence The Western Union Company's trajectory.