XP Inc.
XPFinancial ServicesNASDAQCapital Markets · Last scanned Oct 26, 2026
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Daily timeframeXP Inc. engages in the provision of financial products and services in Brazil. The $15.43B market capitalization puts XP squarely in large-cap range for its industry. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services.
Market Cap
$15.43B
Beta
1.03
P/E (TTM)
15.92
P/E (Fwd)
12.10
EPS (TTM)
$1.91
EPS (Fwd)
$2.51
ROE
22.6%
ROA
1.4%
Cash
$287.43B
Total Debt
$159.54B
Free CF
—
52W Change
72.5%
Annual Financials
Cash vs Debt
Where XP stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, XP finished 61.47% above its 150-day moving average ($18.74) and 60.45% above its 200-day moving average ($18.86). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is XP overbought or oversold?
At the October 20, 2026 close, XP's RSI(14) was 79.2, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $287.43B in cash and $159.54B in debt, XP maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 22.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $5.94B (2022) to $7.97B (2025), reflecting a 34% increase over the period.
Investors considering XP Inc. should weigh the typical risks associated with XP's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence XP Inc.'s trajectory.