XP Inc.
XPFinancial ServicesNASDAQCapital Markets · Last scanned Sep 9, 2026
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Daily timeframeXP Inc. engages in the provision of financial products and services in Brazil. At a $10.14B market cap, XP Inc. ranks as a large-cap company within financial services. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services.
Market Cap
$10.14B
Beta
1.10
P/E (TTM)
10.05
P/E (Fwd)
8.42
EPS (TTM)
$1.99
EPS (Fwd)
$2.38
ROE
22.6%
ROA
1.4%
Cash
$287.43B
Total Debt
$159.54B
Free CF
—
52W Change
6.4%
Annual Financials
Cash vs Debt
Where XP stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, XP finished 11.49% above its 150-day moving average ($17.93) and 12.11% above its 200-day moving average ($17.83). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is XP overbought or oversold?
At the September 3, 2026 close, XP's RSI(14) was 85.7, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
XP Inc. holds $287.43B in cash against $159.54B in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 22.6%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $5.94B (2022) to $7.97B (2025), reflecting a 34% increase over the period.
Investors considering XP Inc. should weigh the typical risks associated with XP's sector, size, and financial profile against their own risk tolerance and investment objectives. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for XP Inc. and its sector.