Exzeo Group, Inc.
XZOFinancial ServicesNASDAQInsurance - Diversified · Last scanned Oct 26, 2026
Scan Results
Daily timeframeExzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. At a $1.52B market cap, Exzeo Group, Inc. ranks as a small-cap company within financial services. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders.
Market Cap
$1.52B
Beta
—
P/E (TTM)
17.63
P/E (Fwd)
14.71
EPS (TTM)
$0.96
EPS (Fwd)
$1.15
ROE
50.4%
ROA
26.6%
Cash
$136.7M
Total Debt
$6.6M
Free CF
$68.6M
52W Change
-19.5%
Annual Financials
Cash vs Debt
Where XZO stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, XZO finished 5.75% above its 150-day moving average ($15.48) and 0.99% above its 200-day moving average ($16.21). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is XZO overbought or oversold?
At the October 20, 2026 close, XZO's RSI(14) was 73.6, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $136.7M in cash and $6.6M in debt, XZO maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $68.6M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 50.4%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 26.6% further supports the picture of efficient asset utilization.
With cash comfortably exceeding debt, XZO has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Exzeo Group, Inc. and its sector.