Exzeo Group, Inc.
XZOFinancial ServicesNASDAQInsurance - Diversified · Last scanned Sep 8, 2026
Scan Results
Daily timeframeExzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. Valued at $1.49B, XZO is a small-cap name in its sector. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders.
Market Cap
$1.49B
Beta
—
P/E (TTM)
16.07
P/E (Fwd)
14.39
EPS (TTM)
$1.03
EPS (Fwd)
$1.15
ROE
50.4%
ROA
26.6%
Cash
$136.7M
Total Debt
$6.6M
Free CF
$68.6M
52W Change
-21.2%
Annual Financials
Cash vs Debt
Where XZO stands vs its 150-day and 200-day moving averages
As of the September 1, 2026 close, XZO finished 7.08% above its 150-day moving average ($15.67) and 0.30% above its 200-day moving average ($16.73). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is XZO overbought or oversold?
At the September 1, 2026 close, XZO's RSI(14) was 53.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $136.7M in cash comfortably exceeding the $6.6M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $68.6M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 50.4% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 26.6% further supports the picture of efficient asset utilization.
With cash comfortably exceeding debt, XZO has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Exzeo Group, Inc. and its sector.